No matter what it was that drew you to dentistry, what it is that keeps you practising, or where you want it to take you in the future, it’s what makes you different that drives us to be.
With a range of new benefits, extended coverage and a premium that reflects your individual situation, it’s no wonder that no other Australian insurer comes more recommended to more Australian dentists than Guild Insurance. For over 17 years, Guild Insurance have partnered with the ADA state branches in New South Wales, Victoria, South Australia and Tasmania. This partnership ensures that no other insurance offering is more closely aligned to the Australian dental profession, or is better positioned to deliver even more for Australian dentists.
Get more, pay less
This year, not only do different dentists pay a different premium, but most dentists will pay less than they would have for equivalent cover last year. In addition to cheaper premiums, a range of new benefits and increased cover now come as standard.
Your premium is calculated based on your own unique risk profile, that considers your individual circumstances, including:
Your claims history
Even though nearly one third of claims result from a nonclinical outcome#, our experience has shown that one of the single biggest factors likely to contribute to a future claim, is the incidence of previous claims. That’s why, if you’ve had less than two qualifying claims in the last five years, you will be rewarded with a no claims bonus.
Your clinical experience
As you build up your experience, you’re less likely to face the stress of a claim. When you are preparing to sell your practice or retire, your exposure changes again. With Guild, your individual premium reflects the amount of time you’ve been practising, and your resulting unique risk profile.
Complete Coverage
Every Guild Insurance policy comes with Professional Indemnity, Public Liability and Products Liability as standard, ensuring you can practice with confidence. Your policy also comes standard with the following:
Exclusive 24/7 access to Meridian Lawyers, one of Australia’s leading defence law firms, including 2 hours of free legal advice for non-claims related matters regarding your practice every year.
Cover for use of botulinum toxin and dermal fillers when used within the scope of practice as determined by the DBA.
Automatic, guaranteed and uncapped run-off cover in retirement, at no cost.
Increased territorial and jurisdictional limits – for volunteers, worldwide (excl US & Canada), for up to 60 days.
Good Samaritan counselling cover – to help in the aftermath of assisting in a traumatic event.
This year, to help you discover all that’s different we’re also giving away one Google Home every week until 1 July 2018. To go into the draw to win, simply take out a Guild Insurance Dentist Liabilities policy now, over 10 have been given away already, with more still to come.
There’s never been a better time to consider switching to Guild, you can get a quote and purchase online whenever you want, by visiting guildinsurance.com.au/dentist or you can speak to a Guild dental specialist on 1800 810 213.
Get a quote
There’s never been a better time to consider switching to Guild, you can get a quote and purchase online whenever you want, by visiting guildinsurance.com.au/dentist or you can speak to a Guild dental specialist on 1800 810 213.
PO Box 2345, Parramatta NSW 1750 Australia
T: 1800 118 991
E: editor@thedentalreview.com.au